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Stablecoin payroll

Your team is global. Your payroll can be too.

Build payroll for employees and contractors with stablecoin funding, scheduled payouts, and a clear record of every payment.

Build with Gizmolab Explore capabilities
Your product. Connected infrastructure.
Explore the flow
Payments & treasury: Collect stage selected. This is an illustrative product concept.

The building blocks

Everything connects.
Make it your own.

Connect the journey from payment to settlement.

Inside the product

Contractor Payouts

One-off or recurring payments to contractor wallets worldwide. Upload a CSV or hit the API with wallet addresses and amounts. We batch, sign, and distribute — across any supported chain. No banking relationship required on the recipient side.

  • One-off or recurring schedules
  • CSV upload or API-driven
  • No recipient bank account needed
  • Supports USDC, USDT, DAI

Batch CSV Upload

Upload a CSV with wallet addresses, amounts, chains, and tokens. The engine validates every row — address checksums, chain compatibility, token support — before a single transaction is signed. Drag, drop, pay.

Recurring Schedules

Set up weekly, bi-weekly, or monthly payroll schedules. The engine automatically creates and executes batches on your cadence. Cancel or adjust anytime — no lock-in, no penalties.

Multi-Chain Support

Distribute across Ethereum, Polygon, Base, Solana, and Arbitrum in a single payroll run. Each recipient chooses their preferred chain. The engine routes, batches, and optimizes gas per chain automatically.

Fiat Off-Ramp

Recipients who prefer local currency can auto-convert stablecoins to fiat. Funds land in their bank account via local payment rails — ACH in the US, SEPA in Europe, PIX in Brazil, UPI in India. 40+ currencies supported.

Tax Document Generation

Auto-generate 1099-NEC forms for US contractors, W-8BEN for international recipients. Year-end summaries, monthly statements, and payout history — all exportable as PDF or CSV for your accounting team.

Approval Workflows

Multi-sig approval for payroll batches. Configure 2-of-3 or 3-of-5 thresholds. Role-based access for admins, approvers, and viewers. Every approval is logged with timestamp and signer identity.

Stablecoin payroll

Ready to build with this?

Tell us what you have in mind. We’ll help scope the right approach.

Discuss your project

Behind your experience

Your product, up front.
The connections, handled.

Choose the components your product needs. Keep the customer experience and operating controls in one connected flow.

Availability, providers, and supported workflows are scoped to your product and operating requirements.

Plan your integration

The possibilities

Payments that fit your business.

Explore the products and use cases that connect to this stack.

Stablecoin Payments

Accept stablecoin payments from customers. Invoicing, checkout, and settlement infrastructure — the revenue side of your stablecoin stack.

Explore

Crypto Banking Stack

Full neobank infrastructure for digital assets. Accounts, cards, lending, and treasury management. Pair with payroll for a complete financial stack.

Explore

On-Ramp / Off-Ramp

Fiat-to-crypto and crypto-to-fiat conversion rails. The bridge that connects your stablecoin payroll to the traditional banking system.

Explore

Go a little deeper

Built around the details.

Explore the workflows, components, and implementation considerations behind the experience.

Operational foundations

Pay anyone, anywhere

No banking relationship required on the recipient side. A wallet address is all you need. Pay a developer in Lagos, a designer in Lisbon, and an auditor in Seoul — same payroll run, same settlement speed, no correspondent banking fees.

  • 180+ countries, no banking required
  • Wallet address is the only prerequisite
  • No SWIFT, no intermediary banks
  • Same cost whether paying local or cross-border

Tax & audit ready

Automatic tax withholding calculations, 1099 and W-8 form generation, and a complete audit trail for every payout. Export-ready reports for your accountant. Jurisdiction-aware rules for US, EU, and APAC contractors.

  • 1099-NEC and W-8BEN generation
  • Automatic withholding calculations
  • Full audit trail per transaction
  • Jurisdiction-aware tax rules

Same-block settlement

No 3-5 day ACH wait. No weekend delays. No batch windows closing at 2pm. Stablecoin payroll settles in the same block it is submitted — typically under 3 seconds. Your contractors see funds immediately.

  • Sub-3-second settlement
  • No ACH delays or cutoff times
  • 24/7/365 — weekends and holidays included
  • Recipients see funds instantly
Implementation workflow

Fund your treasury

Deposit USDC or USDT into your organization treasury wallet. On-ramp from fiat via bank transfer if needed.

Add recipients

Upload a CSV or add recipients via API. Wallet address, preferred chain, payout amount, and schedule.

Configure payroll

Set frequency, approval thresholds, and notification preferences. Assign approvers and viewers.

Approve & sign

Multi-sig approval flow. Approvers review the batch summary and sign. Threshold met — batch is queued.

Distribute

The engine batches transactions per chain, optimizes gas, and distributes in parallel. Sub-3-second settlement.

Report

Automatic receipts to recipients. Payout confirmations with tx hashes. Monthly statements and year-end tax docs.

A few more details

Good questions.
Clear answers.

Talk it through with us
What is stablecoin payroll infrastructure?

Stablecoin payroll infrastructure lets finance and ops teams run batch contractor payouts, recurring payroll cycles, approval workflows, and payout reporting from one treasury-controlled system.

Can recipients choose fiat instead of stablecoins?

Yes. Teams can support hybrid payroll flows where recipients receive stablecoins directly or off-ramp to local currency through supported payout rails.

How do batch stablecoin payouts stay compliant?

Payroll runs can include approval thresholds, recipient records, payout logs, and exportable reporting so finance teams have a clear audit trail for every payroll cycle.

Your next step

Let’s connect the pieces.

Talk to our team