Fintech & payments
Financial products. Built to move.
Bring accounts, payment rails, and settlement workflows into a connected fintech experience, from product design to integration.
The building blocks
Everything connects.
Make it your own.
Connect the journey from payment to settlement.
Inside the product
Merchant Payments
Enable businesses to accept crypto payments online and in-store. Our payment gateway integrates with existing e-commerce platforms and POS systems, with automatic conversion to fiat if desired.
- 100+ cryptocurrencies
- Instant fiat conversion
- Chargeback protection
- Simple API integration
Crypto Payment Gateway
Accept supported digital assets, track payments, and connect fiat conversion where available.
Fiat On/Off Ramps
Integrate providers for card, bank-transfer, or local payment methods, including their onboarding and KYC requirements.
Multi-Currency Wallets
Non-custodial and custodial wallet solutions supporting multiple chains. Built-in swap, send, and receive functionality.
Cross-Border Payments
Build cross-border stablecoin transfers with recipient management, approval controls, and settlement tracking.
Digital Banking
Build neobank experiences with crypto-native features. Virtual cards, accounts, and yield-generating stablecoin deposits.
Compliance & KYC
Integrate identity verification, transaction monitoring, and reporting tools to meet requirements defined with your compliance team.
Fintech & payments
Ready to build with this?
Tell us what you have in mind. We’ll help scope the right approach.
Behind your experience
Your product, up front.
The connections, handled.
Choose the components your product needs. Keep the customer experience and operating controls in one connected flow.
Your experience
Fintech & payments
Connected outcomes
Availability, providers, and supported workflows are scoped to your product and operating requirements.
Plan your integrationThe possibilities
Payments that fit your business.
Explore the products and use cases that connect to this stack.
Go a little deeper
Built around the details.
Explore the workflows, components, and implementation considerations behind the experience.
Product benefits
Global Reach
Support customers in the regions served by your payment and banking providers.
Instant Settlement
Track onchain confirmations and any fiat conversion or payout steps separately.
Lower Costs
Compare network, provider, conversion, and payout fees for your payment routes.
Controls and compliance
KYC/KYB
Automated identity verification for individuals and businesses with global document support.
Transaction Monitoring
Real-time screening against sanctions lists and suspicious activity detection.
Travel Rule
Compliant VASP-to-VASP information sharing for regulatory requirements.
Reporting
Reporting exports and audit trails configured for your operational requirements.
Design and implementation
Discovery
We analyze your payment needs, target markets, and compliance requirements to design the optimal solution.
Integration
Our team builds custom integrations with your existing systems, payment processors, and banking partners.
Compliance Setup
We integrate onboarding, screening, and reporting tools. Your legal and compliance advisers determine licensing and regulatory requirements.
Launch & Support
Go live with full monitoring, support, and ongoing optimization of your payment infrastructure.
How do stablecoin payment rails work?
Stablecoin payment rails use blockchain networks to transfer stablecoins (e.g. USDC, USDT) between parties. Settlement time and fees depend on the network and providers; fiat payouts can have separate processing schedules. Gizmolab builds the gateways, wallets, and compliance layer that connect your business to these rails.
What is a crypto payment gateway?
A crypto payment gateway lets merchants accept cryptocurrency from customers. It handles conversion to fiat if desired, settlement, and often KYC. Gizmolab builds custom gateways that integrate with your e-commerce, POS, or B2B systems and supported digital assets.
How do fiat on/off ramps integrate with blockchain?
Fiat on-ramps let users buy crypto with cards or bank transfers; off-ramps let them cash out. Integration involves connecting to licensed providers (e.g. Circle, Stripe), KYC flows, and wallet crediting. We build the front-end and backend for the supported fiat and crypto payment methods.
Is it legal to accept crypto payments for my business?
Legality depends on jurisdiction and how you structure the service. Many countries allow businesses to accept crypto; some require money transmitter or payment licenses. Gizmolab designs payment infrastructure with compliance in mind and can work with your legal team on licensing and reporting.
What blockchains do you support for payments?
We support Ethereum, Polygon, Base, Solana, BNB Chain, and other major networks. For payments, we often recommend chains with low fees and fast finality, and we can support multi-chain so users pay on the chain they prefer.
How long does it take to build a crypto payment solution?
A basic gateway or wallet integration can be live in 4-8 weeks. Full fintech products with KYC, multi-currency, and banking integrations typically take 3-6 months. Timeline depends on compliance scope and third-party integrations.
Your next step